Consider adding an occasional financial wellness session to your wellness safety and health program. In today’s Advisor, we give you suggestions that you can pass on to your workers to help prevent contractor nightmares that might create personal stress that affects their work performance.
Are you planning on fixing up your house or doing a landscaping project this spring? Protect your checkbook by following these steps for choosing a contractor from the Montana Department of Justice–Consumer Protection Division:
1. Research your project so you know what’s involved, what materials are needed, and how long these jobs usually take.
2. Get names of several contractors from friends and relatives, ads, the Yellow Pages, and online review sites.
3. Check references for the contractors you seriously consider. It’s easier to get customer references when you’ve chosen contractors used by friends and relatives.
4. Get bids in writing from your finalists. Describe in detail the work you want done—and insist on specificity in written bids.
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5. Compare bids.
6. Check the contractor’s license.
7. Check the contractor’s insurance.
8. Check the contractor’s bonding company.
9. Get a contract in writing. Make sure it specifies dates, prices, work details, licenses, permits, cleanup, guarantees, and warranties.
10. Inspect the project throughout its duration to make sure everything is being done according to the contract. Put every complaint in writing so you have recourse if the project goes awry.
Your one-stop safety management resource, available 24/7. Go here to take a no-cost site tour or here to try it in your own office! Plus, for a limited time, get the NEW 2013 EHS Salary Guide, absolutely free.
Why It Matters
- Employees often bring personal stress, including financial worries from home projects, into the workplace.
- Stressed workers can be distracted or irritable, which can lead to mistakes and accidents.
- Occasional, well-timed financial wellness training may be a profitable practice that helps workers better manage off-site activities.
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