Over the years we’ve seen a steady stream of cases involving employees who filed workers’ compensation claims after being injured away from the employer’s premises. Sometimes it was difficult to determine whether the off-site injury was compensable. Changes to Oklahoma’s laws sought to clarify the question, and two recent cases provide more answers. Driving to […]
You probably have a sense that handling your company’s workers’ compensation claims is related to managing your company’s compliance with federal or state occupational safety and health laws and regulations. However, there are differences.
An experience modification factor is the ratio of the costs of a company’s actual workers’ compensation claims compared to the expected costs for companies of similar size in the same industry. The number is highly significant to employers—lower is better—because the experience modification factor determines workers’ compensation premiums.
Oregon employers should see an average decrease in their workers’ compensation costs for the seventh straight year, according to Oregon OSHA. Employers next year will pay an average of $1.02 per $100 of payroll for workers’ compensation insurance, down from $1.11 in 2019, under a proposal by the Oregon Department of Consumer and Business Services […]
You worry about your workers’ compensation insurance premiums and the claims activity on your policy. You have concerns about the recordable injuries you must add to your injury and illness logs. Will your premiums go up? Will you be targeted by the Occupational Safety and Health Administration (OSHA) or state agency for an on-site inspection? […]
The National Institute for Occupational Safety and Health (NIOSH) has been exploring the potential to use the data that workers’ compensation insurers collect from their policyholders to better understand workplace exposures, the Institute noted in an update on its Center for Workers’ Compensation Studies program.
Participants in a workers’ compensation fraud scheme were recently sentenced in federal court in San Diego, California. Dozens of marketers, doctors, lawyers, and medical service providers conspired to bilk the workers’ compensation system in California, according to the Federal Bureau of Investigation (FBI) and the U.S. Attorney’s Office for the Southern District of California.
Many factors can affect the number and severity of your workers’ compensation claims, but none more than the quality of your workplace safety and health program. Some studies have shown that every dollar invested in a safety and health management program can net an employer $3 to $10 in cost savings.
Illinois workers and their families can now sue employers for long-developing occupational illnesses under a new state law. The law enables workers and their families to file civil suits against employers after the clock has run out on the state’s workers’ compensation and occupational diseases laws.
Having to treat anxiety or depression in injured workers along with physical pain can significantly increase both the costs of workers’ compensation claims and the time away from work, a new study found.